Being a licensed driver in the Magnolia State also means complying with compulsory liability insurance requirements or facing an assortment of consequences. Motorists must be able to pay for damages they cause while behind-the-wheel, and one of the best ways to do that is by purchasing adequate vehicle coverage. Although the state requires drivers to be insured, the Insurance Research Council estimates that in 2009 roughly 28 percent of vehicle owners in Mississippi were uninsured. To be better prepared for a collision involving one of these uninsured residents, vehicle owners are encouraged to not only purchase insurance, but also consider buying additional coverage.

he minimum amount of liability insurance coverage required to satisfy Mississippi’s Financial Responsibility law is 25,000/50,000/25,000. This means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:

• Twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident
• Fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the twenty-five thousand dollar ($25,000) per person limit
• Twenty-five thousand dollars ($25,000) because of injury to or destruction of property of others in an accident

These historic cities continue to provide a glimpse of the wealth and importance of cotton plantations and the commerce that was prominent in the 1800′s. Mississippi is also known for its role during the Civil War and also during the Civil Rights Movement. Today Mississippi is a progressive state with a bustling state capitol located in Jackson, entertainment areas along the Gulf Coast near Biloxi and Gulfport, and numerous towns with old-fashioned Southern charm such as Tupelo, Columbus, Oxford, and Starkville. These places are drawing many tourists to the state which means that there are more vehicles on the road in Mississippi than ever. This highlights the need for residents of the state to have Mississippi auto insurance.